
Studies continue to show that an overwhelming majority of young people (over 80%) do not know about money management, and 3 in 4 of them lack knowledge and confidence in personal finance.
They do want to learn. But right now, they don’t know the “HOW” and they DO NOT have the TOOLS they NEED.
Kim’s 5-Step Program is specifically tailored to helping young people gain the tools they need to boost their knowledge and confidence in their ability to know how to make, manage, and maintain a prudent use of money now and into their future.
It’s a practical approach that is based on simplicity, practicality, and effectiveness in mastering prudent money management behaviors, overcoming financial stressors, and enjoying a peace of mind with money:
Supported by living testimonies, experiences, and studies, these 5 steps are guaranteed to help any teenager and young adult skyrocket their potential to new heights of financial preparation, readiness, performance, excellence, and freedom.
A step-by-step guide with powerful tools, techniques, and easy-to-use worksheets that are tailored to each teen or young adult’s unique Money Matters. These steps provide the complete guide to helping enrich young people’s minds with practical money-making and management knowledge both for now and into their adult lives.
Gain the tools you need to boost your knowledge and confidence in your ability to make, manage, and maintain money now and in your future.
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Kimberly and Money Management
Testimonial from Kimberly’s Mentors:
Kimberly was a saver from the begining of her childhood. Her hardest finance lesson was learning how to spend money on herself. However, she was quick to fully understand the relationship that exists among needs, wants, and desires. As an early teen, she was industrious and worked as a mother’s helper to make money. Over those first 6 years, she saved a considerable amount of money. We didn’t know of any of her peers that had saved that much going into her college years. She continued to tutor and work jobs during her time at James Madison further improving her financial foundation. During her time as a Peace Corps volunteer in Rwanda, she managed in such a way that allowed her to increase her savings and also blessed others with her giving to the church and other charities in the Rwandan community.
Over time, she has consistently used her experiences, education, and practical tools and practices to help others get better at making, managing, and maintaining money. While on her Peace Corps journey, she created and implemented a money management scheme – the Microfinance Program to build the financial capacity of vulnerable families, children, and young adults. She taught them basic financial principles like planning, budgeting, saving, and income generation. With her great financial skills, she carried the microfinance program over to Sierra Leone where she helped to implement it during her work there.
Kim finds great pleasure in helping young people get into the habit of creating a strong budget that includes paying themselves, saving for retirement, saving for emergencies, living a full life, and still having money for blessing others in need. Her educational background and experiences are in Personal Finance Management (with an emphasis on helping young people on their financial journey), International Development, Social Services, Case Management, and Coaching.